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Why Cosi? There is no fee for our service... Just great relationships

Cosi Home Loans can find the most suitable loan for your situation from over 30 different lenders.


You don't have to come to  us... We come to you and ensure you don’t have to deal with a bank or a robot. We will make the process as simple as possible by doing as much as we can online to save you time.

Trust us to always put our clients first. It is in our best interest to make sure we find the most suitable loan and that our clients are happy. If you find you need to change loans after 18 months due to rate changes then we will cover your change over costs up to $1000.

Information to help you make informed decisions is what we strive to give our clients. We will supply property reports on any properties you are looking at buying from RP Data along with reports from the lenders to give you a much better idea of what the property is worth.  We also assist with information on what clauses to write on the contract of sale and organise First Home Owner Grants and REBA rebates on fees for first home owners.

Relationships is the name of our game. We are not about a one off transaction, we want to help you throughout the life of your loan. Lenders change rates and invariably your loan rate will end up not being competitive compared to what is available to new to lender clients.  You can contact us at any time to assist with your loan in getting it repriced or refinancing (sometimes the process on re-pricing is simpler for the client to ring the retention team direct bu we can assist in providing this information).



Looking for more? See how else Cosi Home Loans can help change your life... and the world!

Picking Up Trash


Donate to a charity of your choice at no extra cost to you. 

Help us change the world!

On Fire


We understand that life can blow up sometimes... 


Need a saviour? 



Refinance and save? Or refinance and earn?


Find out how you can be paid simply by refinancing with us.

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