Former player David Cosgrove (Cosi) the owner of Cosi Home Loans will be more than happy to help you out with any of your home loan requirements. In providing this free service, YMCC receive 15% of any commission paid. (basically $100 per $100,000 of loan
at settlement and $20 per $100,000 of loan per year ongoing)
​
Most members will have a home loan at some time, so if you are looking at buying an investment property, upgrading the house or just refinancing to save money then give David a call and give him a chance to see what he can organise. Even if you know what lender you want to use, see if he can sweeten the deal by negotiating a lower rate or a discounted fee.
As a sponsor for the past 12 years and a strong supporter/player of the Club over 45 years I am keen to make it a win. win, win, for Club and members and to ensure that I cover my costs of time and resources used. I am more than happy to answer questions around loans and there is no obligation to proceed with anything. A lot of the refinancing process is now fairly automated with electronic signature and documents. Look forward to assisting.​
​
Cosi
​
Current Member Deals
​
All refinance and purchase deals - loan size 300k to 800k will pay the hockey club $500 towards your current or futures fees! 800k + will pay $1000 towards current or future fees.
​
​
First Home Buyers - We will work with you through the Home Loan process to find the most suitable options for your situation. If you have a preference for your current bank, we can work with them to get your loan approved there. Cosi Home Loans will also provide as many property reports and previous sales data on properties and suburbs of your choice; will organise first home buyers grant and stamp duty concessions; offer tips on how to make an offer and what to include; use the Federal Governments National Guarantor Scheme- if places are available (5% deposit no Loan Mortgage Insurance to pay)
We can also explore whether a parental security guarantor is appropriate, whereby you can purchase with 0 deposit and secure some of your loan against a family members property.
There is one lender that offers $3000 cash back for First Home Buyers as well (if that is the best option)
​
Refinance - looking at refinancing we are offering an extra 0.1% off the rate for the first 2 years of your loan. This amount will be paid into your account at settlement of the loan and again on the first anniversary of your loan.
​
Bankwest Pricing - if you have a Bankwest loan at the moment and think that your rate is not very competitive then I am offering to reprice your loan for free and give you an extra 0.15% off for the first year.
​
​
Get in touch with Cosi on 0412 624 312 or david@cosihomeloans.com.au or click HERE to make an enquiry.
​
​
​
​