Are you a teacher in WA?
Cosi Home Loans is offering exclusive deals to all of our teaching community here in WA. Instead of paying large amounts for marketing and offices, our model is to give the money we save back to our clients with some great offers.
First Home Buyers - $1000 cash back at settlement. We will work with you through the Home Loan process to find the most suitable options for your situation. If you have a preference for your current bank, we can work with them to get your loan approved there. Cosi Home Loans will also provide as many property reports and previous sales data on properties and suburbs of your choice; will organise first home buyers grant and stamp duty concessions; offer tips on how to make an offer and what to include; use the First Home Loan Deposit Scheme - if places are available (5% deposit no Loan Mortgage Insurance to pay)
Refinance - Looking at refinancing we are offering an extra 0.2% off the rate for the first year of your loan. This amount will be paid into your account at settlement of the refinance. This is on top of any cash back being offered by the lender ie if you refinance to ANZ at 2.29% on a fixed rate and you qualify for their $3000 cash back, you would receive an effective rate of 2.09% for the first year as well. (on a $600k loan that is worth an additional $1200.) Or fixed for 2 years at ING and get a first year rate of 1.89%. The payment is based on your loan size net of any money in redraw/offset, ie lenders only pay on the net balance.
Bankwest Pricing - if you have a Bankwest loan at the moment and think that your rate is not that competitive then I am offering to reprice your loan for free and give you an extra 0.1% off for the first year. This is a very simple process and just requires one signature on a form. Not only will you save on your loan but you will get some cash back.
Cosi Home Loans will also provide $300 to anyone for a successful referral of a friend or colleague.
All offers are valid until further notice. Feel free to ask any questions that you like either by email, SMS or calling. If you do make an enquiry just make sure you mention where you are from. There is no costs for any of the services and you are under no obligation to proceed if you want to ask me for some information.
Lenders include CBA, ANZ, Westpac, NAB, Bankwest, P&N Bank, ME Bank, Citibank, Beyond Bank,
Bank First, St George, Suncorp, ING, AMP, Macquarie, Liberty, Resimac, Adelaide Bank, Virgin, Bank of Queensland, First Mac, Auswide, Pepper, Bluestone (to name a few)